Better Directions:

Financial Security Has No Age Limits

Older adults in the United States face acute financial pressures that include inability to pay for basic needs, lack of savings and high debt. They are susceptible to financial scams and targeted by financial predators of all stripes. With the ranks of low-income seniors growing, and millions of baby boomers reaching retirement age, financial security for older adults is a major concern for credit unions and national advocacy agencies.

The National Federation of Community Development Credit Unions helps low- and moderate-income people and communities achieve financial independence through credit unions. The Federation’s Better Directions program is all about finding solutions; a nationwide program that helps seniors to achieve economic security and supports Credit Unions and their economic casework partners in finding ways to assist this at-risk community around the country.

Better Directions credit unions offer innovative products that assist older adults struggling with their finances and use partnerships to leverage resources in their communities—insuring that older adults are partnered with a responsible community agency and trusted financial institution.


“If you are living on a fixed income you are really in a fix.”

Mittie, age 65, Kinston, North Carolina